First few Article Sentences
Nearly 90% of private health insurance is employment based and almost 60% of those with employment-based insurance are covered by self-insured plans. Beginning in 2014, individuals are mandated to have health insurance coverage and employers of 50 or more employees are mandated to provide coverage. Even without mandates, a large number of employers of all sizes have voluntarily provided coverage to their employees and their families. As noted in the first installment of Saving Private Healthcare Insurance (www.orhcnews.com/newsletters/or-dsnodgrass-0513.pdf), a large and growing number of employers have chosen self-insurance as the best vehicle to provide health insurance coverage.